There is a common sentiment among PayPal’s detractors: if you haven’t had any problems with the online payment processor yet, just wait awhile, and you will.

Count me among them. I’ve been an account holder since at least 2002 (probably earlier; I don’t recall anymore), and until the beginning of this year, I never once had a problem with the service. Then things turned sour really fast. Read the full story...

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